Whether the question is "will payroll clear?" or "is anything unusual going on?" — we serve as your Treasury Office, watching your cash every business day: position verified against the bank each morning, liquidity forecast ahead, and every projection scored against what actually happened.
We don't replace your accountant. We serve as your Treasury Office.
Small and mid-sized businesses build a full bench of outside help. Each seat is covered. But look at who wakes up every morning asking whether payroll is safe: nobody. That's the seat we take.
Most small and mid-sized businesses don't have a treasury function because they've never thought they needed one. They have accounting, payroll, and a CPA — but nobody focused daily on liquidity, payroll coverage, collections, and the cash commitments coming due. Big companies staff an entire department for this. That function is called treasury. That's what we do.
Anyone can hand you a forecast. We hand you the forecast and its report card. Every week, last period's projections are scored against what the bank actually did — payment by payment, draft by draft. You see the accuracy. You see the misses, named. No other advisor scores themselves.
Sample scores from a live client engagement. Accuracy is measured against bank-cleared transactions, not our own bookkeeping.
This isn't a monthly meeting. It's a function that runs every business day — before your first coffee.
Four deliverables on four cadences. Software makes it continuous; a person makes it accountable.
The morning brief. Cash position, what's coming in, what's going out, payroll coverage, exceptions, and the projected low point — a five-minute read, every business day.
Your owner portal: bank-verified balances, receivables with predicted payment dates, the full payment schedule, anomaly alerts, and a month-end projection that shows its work.
Text us the real questions. Can I buy this truck? Can this vendor wait? Are we okay? You get an answer grounded in today's numbers — not last month's financials.
Cash strategy with a longer horizon: working capital, line-of-credit posture, vendor terms, collection patterns, and the capital decisions coming into view.
Before we watch your cash, we learn it — forensically.
We tie every account to a bank-verified anchor, map every recurring obligation, learn how your customers actually pay — not what their terms say — and reconcile the surprises the books have been carrying. The Assessment ends with your Treasury Dashboard live and your first Morning Treasury Brief in hand.
What shapes an engagement: the number of bank accounts and entities, credit facilities, payroll cadence, vendor volume, and how much daily decision support your operation calls for.
Most engagements range from $2,000 to $7,500 per month. We'll tell you where yours lands before you commit to anything.
Seven questions. No email required to see your result. Answer honestly — the questions are the point.
Send three files — a bank export, your ledger, your last payroll register — and we'll walk you through what your Morning Treasury Brief would have said today. That's what it looks like when we serve as your Treasury Office.
hello@treasuryoffice.com